Financial Policies

Thank you for choosing Dental Design Studio and Dr. Richard Whalen as your dental care provider. As a part of our commitment to our patients we provide high-quality care at competitive prices. Our office will go above and beyond to help you get the most out of your benefits and minimize fewer out of pocket expenses.

Dental care you want and deserve, and we know that needs to fit into your budget. Whether you have dental insurance or not, let us help you find a way to get your dream smile.

Please understand that payment of your bill is considered part of your treatment. The following is a statement of our financial policy which we require that you read and sign prior to any treatment. It is our hope that this policy will facilitate open communication between us and help avoid potential misunderstandings, allowing you to always make the best choices related to your care.

If You Have Dental Insurance

Please remember your insurance policy is a contract between you and your insurance company. We are not a party to that contract. As a courtesy to you, our office provides certain services, including a pre-treatment estimate which we send to the insurance company at your request. It is physically impossible for us to have the knowledge and keep track of every aspect of your insurance. It is up to you to contact your insurance company and inquire as to what benefits your employer has purchased for you. If you have any questions concerning the pre-treatment estimate and/or fees for service, it is your responsibility to have these answered prior to treatment to minimize any confusion on your behalf.

Please be aware some or perhaps all of the services provided may or may not be covered by your insurance policy. The balance is your responsibility whether or not your insurance company pays any portion.

Payment Options

Understand that regardless of any insurance status, you are responsible for the balance due on your account. You are responsible for any and all professional services rendered. This includes but is not limited to: dental fees, surgical procedures, tests, office procedures, medications and also any other services not directly provided by the dentist.

FULL PAYMENT is due at the time of service. For your convenience we accept Cash, Checks, Visa, Mastercard, Discover, American Express. However, for treatment over $500 we offer a 5% courtesy if you are able to pay in full with cash, check or debit.

Third Party Financing

In an effort to make your dental care as affordable as possible, Dental Design Studio does accept third party financing through Care Credit and Lending Club.

CareCredit health, wellness and beauty credit card offers 6 months interest free financing

Think of CareCredit as your own health, wellness and beauty credit card. Whether it's oral surgery, getting a crown or a general check up, you shouldn't have to worry about how to get the procedures you want. That's why we're pleased to accept the CareCredit health, wellness and beauty credit card. CareCredit lets you say "Yes" to recommended surgical and non-surgical dental procedures, and pay for them in convenient monthly payments that fit your financial situation.

CareCredit is a healthcare credit card that helps you pay for treatments and procedures for you or your family that may not be covered by insurance. With special financing options* You can use your CareCredit card again and again for your dental needs, as well as at 200,000 other healthcare providers, including dentists, optometrists, veterinarians, ophthalmologists and hearing specialists.

It's free and easy to apply and you'll receive a decision immediately. If you're approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards.

Learn more by visiting or contacting our office. Ready to apply? See if you prequalify then apply online for your CareCredit card today.

You'll be smiling brighter in no time! Apply Now

The Lending Club

If you need a longer period of time to finance your dental investment, then the Lending Club is for you. Look and feel your very best with flexible financing and treatment through Dental Design Studio. Now you can take advantage of a payment plan personalized to you budget, with features that include:

  • A simple application process
  • Competitive rates and straight-forward repayment terms
  • Low monthly payments
  • No upfront fees or payments

To explore your options, call us or visit today.

**Please apply for the line of credit before the day of service.**

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.01 Get to know Dr. Whalen.

.02 Help him understand you and your goals.

.03 Learn about our services and specialties.

“Dental Design Studio and Dr. Whalen are great! Quality of work and personal attention by the dentist are appreciated.”

– Linda Scherr


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